Income
Market rent evidence, other income and a vacancy or credit-loss allowance.
US RENTAL CASH FLOW CALCULATOR
Test whether a US rental still cash-flows after financing and operating costs.
Model monthly rent, financing and recurring expenses in USD, then test vacancy, rate, rent and repair changes before progressing the listing.
Analyse a US rental7 days free · then £9.99/month · up to 14 listings
Gross rent is not the monthly return
Property tax, insurance, HOA, management, maintenance, vacancy, utilities and debt service can turn a positive-looking listing into a weak or negative monthly result.
Inputs to gather for a US rental analysis
Loan
Purchase price, down payment, rate, term, closing costs and lender conditions.
Property expenses
Taxes, insurance, HOA, management, repairs, maintenance, utilities and reserves.
Local evidence
Inspection, title, insurance availability and state, county or city requirements.
Keep the calculation connected to the listing
Select the United States market for USD and US terminology. Save the property, calculate the base case, stress-test downside and retain the evidence and next action beside the result.
Property Action OS provides planning and decision-support calculations. Figures are illustrative and are not mortgage, financial, tax, valuation, surveying or legal advice. Verify material assumptions with qualified professionals.
Continue your property research
US rental analysis software · Rental-property cap rate
What costs should a rental cash-flow estimate include?
Include debt service and all recurring operating costs relevant to the property, plus vacancy and repair assumptions.
Does the tool supply local tax or insurance figures?
No. Enter and verify current figures for the exact property and jurisdiction.