PROPERTY OFFER CALCULATOR UK

Set a maximum offer from the deal you need—not the asking price.

Work backwards from expected rent, your minimum yield, refurbishment and acquisition costs to create an offer ceiling and estimate the cash needed to complete.

Build an offer ceiling7 days free · then £9.99/month · up to 14 listings

The asking price is not your decision rule

Negotiation becomes clearer when your ceiling is linked to a required return and the full cash cost of purchase. That prevents enthusiasm, agent pressure or an optimistic rent estimate from silently changing your limit.

Evidence to assemble before making an offer

Price and rent

Record the asking price and support expected rent with current local comparables.

Works budget

Use quotes or a documented allowance for immediate repairs and refurbishment.

Buying costs

Include the applicable purchase tax, solicitor, survey, mortgage and other completion costs.

Funding position

Confirm deposit percentage, available cash and any finance conditions before commitment.

Retain the reasoning behind the number

The Offer & Costs planner calculates a maximum sensible offer, opening offer and total cash to complete. Keep the result beside the listing, viewing evidence and due-diligence tasks.

Property Action OS provides planning and decision-support calculations. Figures are illustrative and are not mortgage, financial, tax, valuation, surveying or legal advice. Verify material assumptions with qualified professionals.